Life Savers | Up - Super Powered Banking

Life Savers

Get more out of life with up to 2.25%* p.a. interest, multiple instant Savers, and super powered round-ups.

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Automatically save your spare change, as you spend with Round Ups

Imagine instantly rounding up your spare change. Not two days later, but at the same time you buy something. Imagine round-ups automatically appearing on the same transaction receipts as your purchases. Imagine Up, with the most simple, well designed round up feature you’ve ever seen or used.

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Instantly create multiple Savers

With Up you can instantly create Savers from within the app in seconds. There's no long-winded account opening process to get through. It’s easy. Plus, the benefits of Savers (like no fees and bonus interest) are not limited to just one account, so you can easily create multiple Savers in Up for each of your life goals. Bonus interest applies across multiple Savers up to a combined balance of $50k each month you make 5 or more card purchases from your Everyday Account.

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No Monthly Fees. It's what you'd expect.

Your Up account is free for most standard use. Fees apply for overseas ATM usage, and interest is charged for overdrawn accounts. That’s it for most people.

Full pricing details.

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A great Interest Rate

Get more out of life with up to 2.25%* p.a. on the combined balance of all your Up Savers.

Bonus rate criteria:

  • No minimum monthly deposits required.
  • Bonus rate applies each month 5 debit card or digital wallet purchases are completed from your Everyday Account.
  • Bonus rate applied on combined Savers balances up to $50k.
  • Base rate applies above $50k.

Full pricing details.

* Up Savers variable interest rate is made up of a base rate of 0.50% p.a. and a bonus rate of 1.75% p.a. (both subject to change). Bonus interest applies across multiple Savers up to a combined balance of $50k each month you make 5 or more card purchases from your Everyday Account.

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Roam Free

Bank like a local, globally.