Imagine instantly rounding up your spare change. Not two days later, but at the same time you buy something. Imagine round-ups automatically appearing on the same transaction receipts as your purchases. Imagine Up, with the most simple, well designed round-up feature you’ve ever seen or used.
With Up you can instantly create Savers from within the app in seconds. There's no long-winded account opening process to get through. It’s easy. Plus, the benefits of Savers (like no fees and bonus interest) are not limited to just one account, so you can easily create multiple Savers in Up for each of your life goals. Bonus interest applies across multiple Savers up to a combined balance of $50k.
Your Up account is free for most standard use. Fees apply for overseas ATM usage, and interest is charged for overdrawn accounts. That’s it for most people.
We're working hard to release a new rate structure by early 2019. In the meantime, earn up to 2.75%* p.a. introductory rate with:
Up’s introductory rate is available to all customers who join before 1-Feb-19, and applies for a 4 month period from when you join.
* Variable introductory interest rate made up of: Base rate 0.75% and Bonus rate 2.00% (both subject to change). Bonus interest applies across multiple Savers up to a combined balance of $50k for a 4 month period from when you join Up.