Smart. Secure. Mobile.
No monthly fee or
hidden fees
View pricing
Per annum, on savings
for the first 4 months
* Conditions apply
No fees on overseas
purchases
Pay the way you want
Up is a clever app designed to help you organise your money and simplify your life, freeing you up to do more of the things you love.
Join thousands of people already using Up by downloading the app and getting on the waitlist.
Easy to try, sign up for a government guaranteed bank account with a debit card that you can add to Apple Pay™, Google Pay™, or even Garmin Pay™ and Fitbit Pay.
Get more out of life with up to 2.75%* p.a. interest, multiple instant savers, and super powered round-ups.
* Variable introductory interest rate made up of: Base rate 0.75% and Bonus rate 2.00% (both subject to change). Bonus interest applies across multiple Savers up to a combined balance of $50k for a 4 month period from when you join Up.
Up’s the best way to save for your next holiday, and travel. Once you’re overseas your super powered debit card has you covered with no international purchase fees (online or in person), and no need to transfer money back-and-forth between multi-currency accounts.
Up keeps your money safe, while staying out of your way. It’s digital to the core, hosted on Google Cloud Platform, and built for mobile. Real-time push notifications and smart receipts keep you informed. You can bank with your voice, your watch, or your mobile phone. Pay your way (with Apple Pay, Google Pay, Garmin Pay, and Fitbit Pay) and in real-time (with NPP Osko and Pay ID).
Up is designed and built in South Melbourne by a bunch of passionate humans. How we came to be Up is an interesting story.