Banking.

Up is a digital bank designed to help you organise your money and simplify your life.

Naked Truth

See when, where and how you spend your money with complete clarity.

Life Savers

Get more out of life with up to 2.25%* p.a. interest, multiple instant savers, and super powered round-ups.

* Up Savers variable interest rate is made up of a base rate of 0.50% p.a. and a bonus rate of 1.75% p.a. (both subject to change). Bonus interest applies across multiple Savers up to a combined balance of $50k each month you make 5 or more card purchases from your Everyday Account.

Roam Free

Bank like a local, globally. Up is the best way to save for your next holiday, and travel. There’s no rebates or conditions to worry about, we simply don’t charge international purchase fees (online or in person).

Note: International ATM fees apply. See pricing for details.

Kill Bills

Pay your bills with Up, and send late fees to an early grave.

Digital Native

Up keeps your money safe, while staying out of your way. It’s digital to the core, hosted on Google Cloud Platform, and built for mobile. Bank with your voice, your watch, or your mobile phone and pay your way.

See what our customers are saying

Apple Pay with instant push notifications is quite a nice advantage of @up_banking

@zachsimone

First purchase via @up_banking and Apple Pay this morning. Siick. Love how it even correctly guessed the *actual* merchant business name for me

@hughmiddleton

At the @up_banking launch in Sydney. Open a new bank account in 2 minutes! Today is the first day in the future of Aussie banking 👏👏👏

@DexterCousins

Seriously @up_banking are smashing it on CX - I raised a question re: categorisation to support, 2hrs later they manually fixed a transaction & in the release today a new feature allowing all to edit categories! (Was already on their roadmap) Loving the updates team!

@keranm