Up - Super Powered Banking | Smart. Secure. Mobile.

Smart. Secure. Mobile.
Super Powered Banking.

Picture of spinning Up card

Up is a digital bank designed to help you organise your money and simplify your life, freeing you up to do more of the things you love.

Join thousands of people already using Up by downloading the app.

Easy to try, sign up for a bank account with a debit card that you can add to Apple Pay™, Google Pay™, or even Garmin Pay™ and Fitbit Pay.

New

Payments are live

You can now send money from Up to any bank account in Australia.

Read more on our blog

Naked Truth

See when, where and how you spend your money with complete clarity.

See more

Life Savers

Get more out of life with up to 2.75%* p.a. interest, multiple instant savers, and super powered round-ups.

See more

* Up Savers variable interest rate is made up of a base rate of 0.75% p.a. and a bonus rate of 2.00% p.a. (both subject to change). Bonus interest applies across multiple Savers up to a combined balance of $50k each month you make 5 or more card purchases from your Everyday Account.

Illustration of a palm tree

Roam Free

Bank like a local, globally. Up is the best way to save for your next holiday, and travel. There’s no rebates or conditions to worry about, we simply don’t charge international purchase fees (online or in person).

See more

Note: International ATM fees apply. See pricing for details.

Kill Bills

Pay your bills with Up, and send late fees to an early grave.

See more

Screenshot of Regulars in the Up app

Digital Native

Up keeps your money safe, while staying out of your way. It’s digital to the core, hosted on Google Cloud Platform, and built for mobile. Bank with your voice, your watch, or your mobile phone and pay your way.

See more

See what our customers are saying

Apple Pay with instant push notifications is quite a nice advantage of @up_banking
@zachsimoneTwitter logo
Boarded and setup for the flight. Check!
Glass of bubbly and selfie taken. Check!
Sign up for a @up_banking account in under 3 minutes. Check check and check!
Love what startups are doing in the #fintech space!
@developerjackTwitter logo
First purchase via @up_banking and Apple Pay this morning. Siick. Love how it even correctly guessed the *actual* merchant business name for me
@hughmiddletonTwitter logo
At the @up_banking launch in Sydney. Open a new bank account in 2 minutes! Today is the first day in the future of Aussie banking 👏👏👏
@DexterCousinsTwitter logo
Seriously @up_banking are smashing it on CX - I raised a question re: categorisation to support, 2hrs later they manually fixed a transaction & in the release today a new feature allowing all to edit categories! (Was already on their roadmap) Loving the updates team!
@keranmTwitter logo

Read the Up story

Up is designed and built in South Melbourne by a bunch of passionate humans. How we came to be Up is an interesting story.

Read more about up