We've repurposed the idea of a technology tree, popular in many strategy video games, and used that as a vehicle to communicate the Up product roadmap.
It's a good match for how we think about developing such a potentially large and complex app — foundational functionality such as accounts and payments are like building blocks that enable us to build more advanced features on top of them.
As of October 2019 we've updated the Tree to the Spring Tree edition, sharing a view of a raft of new features we're planning.
Please don't take the absence of a feature as evidence it will not be shipped. You can always reach out to us by submitting an idea through the app if you have any specific questions.