Get wise with your money. Up your Banking game.

Up is a digital bank designed to help you organise your money and simplify your life.

EASY AS

Join in minutes and pay no monthly fees. Get Apple Pay™, Google Pay™ and Samsung Pay™ instantly.

SPORT

Get locally‑based support, 7 days a week using Talk to Us in-app.

SUPER SECURE

Next Gen security features and the safety of accounts backed by Bendigo Bank.

Sign Up In Minutes - No Monthly Fees

Australia's highest rated banking app

Smash your savings goals

Get on top of your spending

    Google Play

    4.5

    App Store

    4.8

    Pay mates & kill bills

    • Pay easy. Pay instantly. Osko support built‑in.

    • Life is a conversation. Up organises your payments in a messenger‑like thread.

    • Stand out from the crowd and get paid to your personalised $Upname.

    • Prefer BPAY to pay bills? We’ve got that too.

    • Move it through time. Schedule and repeat your payments down to the minute.

    Bank like a local, globally.

    Get the smartest of smart tech

    • Up is always on the move. We’re in the business of shipping software updates ...often.

    • Built from the ground up by a team of hardcore tech heads, so we can roll out changes quicker and cleaner than most banks. When we’re fast, you’re fast.

    • Teamwork makes the dream work. Use Talk to Us in app to tell us the ultimate wish‑list you want from Up. We’re all ears, all the time.

    Sign up in minutes andUp your banking game today

    Read the Up story

    Up is designed and built in South Melbourne by a bunch of passionate humans. How we came to be Up is an interesting story.

    See more about Up