Life's Better On The Upside
We’re a bank built to give, not take—designing tools that put you in control of your financial future. Driven by free-thinkers, not bankers, we’re redefining modern banking for over 1 million Aussies.
Simplify Money
Up automates your saving, keeps spending on track, and turns financial freedom into reality—so you can focus on what truly matters: amplifying your life.
The Upside Dispensary
The Upside Dispensary has landed at Emporium Melbourne, this June through August. We've teamed up with five Aussie artists for an exclusive, limited run of tees.
Learn more→Better With Mates
The more mates you have on Up, the easier it is to split, track, and settle expenses—no stress, no dramas, just more time for the good stuff.
Travel Easy
View your balance in both AUD and local currency, and roam the globe with zero fees. Travel light, with peace of mind, leaving money stress behind.
Upsider Perks
Perks flow freely just for being a resident of The Upside, and good times with our community are always on the horizon.
Up Home
Up Home supports you through every step of the homeownership journey and beyond. We’ve designed each step to be straightforward and stress-free—something you can manage entirely from your phone. Bring your home in-house with Up.