Easy Money

Upgrade your banking.

Make money easy.


Join in minutes and pay no monthly fees. Get Apple Pay™, Google Pay™ and Samsung Pay™ instantly.


Get locally‑based support, 7 days a week using Talk to Us in-app.


Next Gen security features and the safety of accounts backed by Bendigo Bank.

Sign Up In Minutes - No Monthly Fees

Australia's highest rated banking app

Easy Saving

Easy Budgeting

    App Store


    Google Play


    Easy With Your Mates

    • Stand out from the crowd and get paid to your personalised $Upname.

    • Pay easy. Pay instantly. Osko support built‑in.

    • Life is a conversation. Up organises your payments in a messenger‑like thread.

    • Move it through time. Schedule and repeat your payments down to the minute.

    • Prefer BPAY® to pay bills? We’ve got that too.


    Tech As

    • Get instant Apple Pay™, Google Pay™ and Samsung Pay™ as well as support for Garmin Pay™ and Fitbit Pay™

    • Use an Apple Watch app that is a first class banking citizen when you are on the go

    • Hands full? Just ask Siri to move some money

    Up works on a huge range of smartphones and smart watches

    Tech As

    • 2Up lets you join forces with your partner to battle bills, save for shared expenses and share expenses.

    • Easily invite your Player 2 to battle bills together, share expenses and track spending.

    • Create Savers you can both contribute to. Power up!

    • Instantly get a digital 2Up card each, powered by your digital wallet.

    • Pay shared bills, view insights and add Trackers for tag‑team budgeting.

    Up app 2Up logo

    Always Growing

    • Up is always on the move. We’re in the business of shipping software updates ...often.

    • Built from the ground up by a team of hardcore tech heads, so we can roll out changes quicker and cleaner than most banks. When we’re fast, you’re fast.

    • Teamwork makes the dream work. Use Talk to Us in app to tell us the ultimate wish‑list you want from Up. We’re all ears, all the time.

    Read the Up story

    Up is designed and built in Melbourne by a bunch of passionate humans. How we came to be Up is an interesting story.

    See more about Up