Terms & Conditions

Your deposits with Up are protected under the Financial Claims Scheme.

By signing up to the Up service you agree to the:

The Banking Code of Practice applies to your Up accounts.

Up subscribes to the ePayments Code .

If you are joining Up using an invite code or invitation as part of a promotion or our Hook Up a Mate program our Hook Up a Mate conditions apply.

For full terms and conditions around our weekdaily Perk-up coffee promotion see here, or for our weekly Happy Hour food & drink promotion see here.

Up High Early Access terms and conditions here. For the full Up High subscription offering (launching later in 2024) see terms and conditions here.