Toggle Travel Mode on to see your balance in AUD and the local currency of the country you're in.

Buying something overseas? Our currency conversion calculator does the thinking for you. Convert the local currency amount to AUD so you know exactly what you're paying before you tap your card.

You’ll pay no fees on international purchases in-person or online. You’ll also get the same exchange rate we get from Mastercard, with no markups or conversion fees. Straight up.

Get cash out with your Up card for free at any international ATM that accepts Mastercard. Some ATMs charge their own additional fees, but they’ll let you know that before you withdraw.

When you make a purchase overseas, you’ll immediately see the amount in the local currency and in AUD, with the conversion rate included so you know exactly what you’re paying then and there.

We’ve built easy-to-use security features & card controls into the app so you can lock down and manage your card if it’s lost, stolen or damaged abroad.

We integrated with Wise to make sending money overseas easy. Pay no exchange rate markups, see how much you’re paying in fees and know exactly how much your mates overseas receive in their local currency.

Join Up today to travel easy and spend freely.

Cards can take 15-20 business days to arrive, so if you’ve just signed up and are heading overseas soon, get in touch with our team via the Talk to Us tab in-app so we can make sure it gets to you in time.