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Get wise with your money. Upgrade your banking.

Up is a digital bank designed to help you organise your money and simplify your life.


Join in minutes and pay no monthly fees. Get Apple Pay™, Google Pay™ and Samsung Pay™ instantly.


Get locally‑based support, 7 days a week using Talk to Us in-app.


Next Gen security features and the safety of accounts backed by Bendigo Bank.

Sign Up In Minutes - No Monthly Fees

Australia's highest rated banking app

Smash your savings goals

Get on top of your spending

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    Pay mates & kill bills

    • Stand out from the crowd and get paid to your personalised $Upname.

    • Pay easy. Pay instantly. Osko support built‑in.

    • Life is a conversation. Up organises your payments in a messenger‑like thread.

    • Move it through time. Schedule and repeat your payments down to the minute.

    • Prefer BPAY to pay bills? We’ve got that too.

    Bank overseas, without the fees

    Bank smarter, not harder

    • Get instant Apple Pay™, Google Pay™ and Samsung Pay™ as well as support for Garmin Pay™ and Fitbit Pay™

    • Use an Apple Watch app that is a first class banking citizen when you are on the go

    • Hands full? Just ask Siri to move some money

    Getting better every day

    • Up is always on the move. We’re in the business of shipping software updates ...often.

    • Built from the ground up by a team of hardcore tech heads, so we can roll out changes quicker and cleaner than most banks. When we’re fast, you’re fast.

    • Teamwork makes the dream work. Use Talk to Us in app to tell us the ultimate wish‑list you want from Up. We’re all ears, all the time.

    Upgrade your banking todaySign up in minutes

    Read the Up story

    Up is designed and built in South Melbourne by a bunch of passionate humans. How we came to be Up is an interesting story.

    See more about Up