The Upside Cash Splash Promotion

Grand Prize Winners: Y Tsai, VIC. A Dauncey, VIC. K Butcher, QLD. L Cosic, VIC. M Fiorelli, VIC. M Nash, SA. T Tjan, VIC. R Barrett, QLD. T Chutichaiwatana, NSW. A Hua, QLD.

Promotion

Promoter

Up, a brand of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879, The Bendigo Centre - 22 Bath Lane, Bendigo, VIC 3550, Australia. Ph: 1300 236 344.

Promotional period

Start date: 25/11/24 at 09:00 am AEDT and end date: 29/11/24 at 11:59 pm AEDT.
For each Daily Draw, entries will open at 9:00am AEDT and close at 11:59pm AEDT each day until 11:59pm AEDT 28/11/24.

Eligible entrants

Entry is only open to Australian residents who are 16 years and over and are ‘Upsiders’ (i.e. current Up customers who have an Upname registered to their account via the Up App).

Entrants under the age of 18 must have parent or legal guardian approval to enter.

How to enter

To enter the Promotion, the entrant must complete the following steps during the Promotional Period:

Open your Up App and tap the Cash Splash hint above the activity feed; and
Swipe the toggle at the bottom of the page.

All SA entries will be entered in the major prize draw as per permit requirements.

Entries permitted

Multiple entries permitted, limit one (1) entry permitted per person per day.

Total Prize Pool:

AUD $50,000.00

Prize Description	Number of this prize (per draw)	Value (per prize)	Winning Method
Daily Prize 1: The prize is $100 paid by direct deposit to the winner's individual personal Up account.	10	AUD$100.00	Daily Draws: computerised random selection -see below for full details
Daily Prize 2: The prize is $50 paid by direct deposit to the winner's individual personal Up account.	40	AUD$50.00
Daily Prize 3: The prize is $10 paid by direct deposit to the winner's individual personal Up account.	700	AUD$10.00
Major Prize: The prize is $1,000 paid by direct deposit to the winner's nominated Australian bank account.	10	AUD$1,000.00	Major Prize Draw: computerised random selection - 07:30 am AEDT, on 30/11/2024. Winners notified from 9am.

Winner notification

The winners will be contacted via the Up App within one (1) day of each corresponding draw. The Major Prize winners will be published on this page (first initial, last name & postcode) and their Up Names may be published on Up’s Instagram by 06/12/24.

Unclaimed prizes

The prize will be automatically transferred to each winner’s Up account upon winner notification and as such deemed as claimed.

Further Terms and Conditions:

The entrant agrees and acknowledges that they have read these Conditions of Entry (and Schedule) and that entry into the Promotion is deemed to be acceptance of these Conditions of Entry (and Schedule). Any capitalised terms used in these Conditions of Entry have the meaning given in the Schedule, unless stated otherwise.
The Promotion commences on the Start Date and ends on the End Date ("Promotional Period"). Entries are deemed to be received at the time of receipt by the Promoter and not at the time of transmission or deposit by the entrant. Records of the Promoter and its agencies are final and conclusive as to the time of receipt.
Valid and eligible entries will be accepted during the Promotional Period.
Draws:
1. All draws will take place at Up HQ, Level 7, 271 Collins Street, Melbourne VIC 3000, Australia at 07:30 am AEDT.
2. There will be one (1) draw conducted for entries received each day from 25/11/24 to 28/11/24, for a total of 4 draws (“Daily Draws”) and there will be one (1) draw conducted for all qualifying entries received during the Promotional Period (“Major Draw”).
3. The Major Draw will be on 30/11/24. The first ten (10) valid entries drawn will be the winners of the Major Prize outlined in the Schedule above.
4. Entries into each Daily Draw will open and close each day based on AEDT local time. Entries in each Daily Draw will NOT be entered into any subsequent Daily Draw(s). All South Australia qualifying entries (including the Daily Draw winners) will automatically be entered into the Major Draw as per permit requirements.
5. Each Daily Draw will take place on the day after entries close for that Daily Draw (at 11:59pm AEDT each day), with the first Daily Draw taking place on 26/11/24 and the last Daily Draw taking place on 29/11/24.
6. The Promoter may draw reserve winners in case of ineligible or invalid entries.
7. The winner of a drawn prize is determined by chance.
All reasonable attempts will be made to contact each winner.
If any winner chooses not to take their prize (or is unable to), or does not take or claim a prize by the time specified by the Promoter, or is unavailable, they forfeit the prize and the Promoter is not obliged to substitute the prize.
If a prize (or portion of a prize) is unavailable the Promoter reserves the right to substitute the prize (or that portion of the prize) to a prize of equal or greater value and specification, subject to any written directions of a regulatory authority.
No entry fee is charged by the Promoter to enter the Promotion. Where entry is allowed online, there is no additional cost to enter the Promotion other than any cost paid by the entrant to access the website or social media platform of entry via their Internet service provider.
Each prize will be awarded to the person named in the entry and any entry that is made on behalf of an entrant or by a third party will be invalid. If there is a dispute as to the identity of an entrant or winner, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant or winner.
Entrants' personal information will be collected by the Promoter. Personal information will be stored on the Promoter's database. The Promoter may use this information for future marketing purposes regarding its products, including contacting the entrant electronically. The Promoter will handle personal information in accordance with its privacy policy which is located at https://up.com.au/privacy. The Promoter collects personal information about entrants to enable them to participate in this Promotion and may disclose the entrants' personal information to third parties including its contractors and agents, prize suppliers and service providers to assist in conducting this Promotion and to the State and Territory lottery departments as required under the relevant lottery legislation. If the entrant does not provide their personal information as requested, they may be ineligible to enter or claim a prize in the Promotion.
For the purposes of public statements and advertisements, the Promoter may only publish the winner's surname, initial and postcode.
Any guarantee or warranty given is in addition to any relevant statutory guarantees and warranties and nothing in these Conditions of Entry restricts, excludes or modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law including the Competition and Consumer Act 2010 (Cth).
If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the Promoter, the Promoter may in its sole discretion cancel, terminate, modify or suspend the Promotion and invalidate any affected entries, or suspend or modify a prize, subject to State or Territory regulation.
The Promoter reserves the right, at any time, to validate and check the authenticity of entries and entrant's details (including an entrant's identity, age and place of residence). In the event that a winner cannot provide suitable proof as required by the Promoter to validate their entry, the winner will forfeit the prize in whole and no substitute will be offered. Incomplete, indecipherable, inaudible, incorrect and illegible entries, as applicable, will at the Promoter's discretion be deemed invalid and not eligible to win. Entries containing offensive or defamatory comments, or which breach any law or infringe any third party rights, including intellectual property rights, are not eligible to win. The use of any automated entry software or any other mechanical or electronic means that allows an individual to automatically enter repeatedly is prohibited and may render all entries submitted by that individual invalid.
The Promoter reserves the right to disqualify entries in the event of non-compliance with these Conditions of Entry or if the entrant is in breach of https://up.com.au/terms_of_use/. In the event that there is a dispute concerning the conduct of the Promotion or claiming a prize, the Promoter will resolve the dispute in direct consultation with the entrant. If the dispute cannot be resolved the Promoter’s decision will be final.
The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person's negligence or wilful misconduct) in connection with this Promotion or accepting or using any prize (or recommendation). For the sake of clarity, this clause shall not apply where the Promoter has contributed to or caused such loss, expense, damage, personal injury or death and shall not apply to any liability which cannot be excluded by law (in each case the Promoter’s liability is limited to the minimum allowable by law).
The winner(s) will participate in and co-operate as required with all reasonable marketing and editorial activities relating to the Promotion, including (but not limited to) being recorded, photographed, filmed or interviewed and acknowledges that the Promoter may use any such marketing and editorial material without further reference or compensation to them.
The Promoter accepts no responsibility for any tax implications and the entrant must seek their own independent financial advice in regards to the tax implications relating to the prize or acceptance of the prize.
Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights.
Authorised under: ACT Permit No. TP 24/02669, NSW Authority No. TP/02798 and SA Permit No. T24/2050.

Last updated 21 November 2024