SavingSpendingMultiplayerTravelThe UpsideUp Home
SupportPricingScamsEnvironment
Life’s better on the Upside
Download Up

Issuer Product Terms

Current and historical versions of the Issuer section of the Up Personal Accounts Terms & Conditions.

Publication dates:

Published Tuesday, 19 July 2022

Bendigo and Adelaide Bank Limited (ABN 11 068 049 178, AFSL and Australian Credit Licence No 237879) is the issuer of all Up branded banking and financial products and the Up apps.

Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550

BPAY® Registered to BPAY Pty Ltd ABN 69 079 137 518.

Mastercard and the Mastercard brand are registered trademarks of Mastercard International Incorporated

PayID® is a registered trademark of NPP Australia Limited.

Published Monday, 15 November 2021

Bendigo and Adelaide Bank Limited (ABN 11 068 049 178, AFSL and Australian Credit Licence No 237879) is the issuer of all Up branded banking and financial products provided through Up apps.

Up is a software application ("Up") provided by Up Money Pty Ltd ACN 624 373 084 ("Up Money"), a subsidiary of Bendigo and Adelaide Bank Limited.

Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550

®Registered to BPAY Pty Ltd ABN 69 079 137 518.

Mastercard and the Mastercard brand are registered trademarks of Mastercard International Incorporated

Published Friday, 31 May 2019

Up is designed, developed and delivered through a collaboration between Ferocia Pty Ltd ABN 67 152 963 712 and Bendigo and Adelaide Bank Limited ABN 11 068 049 178, AFSL and Australian Credit Licence No 237879.

Up is a software application ("Up") provided by Up Money Pty Ltd ACN 624 373 084 ("Up Money"), a subsidiary of Bendigo and Adelaide Bank Limited.

Bendigo and Adelaide Bank Limited is the issuer of all Up branded banking and financial products provided through Up apps.

Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550

®Registered to BPAY Pty Ltd ABN 69 079 137 518.

Mastercard and the Mastercard brand are registered trademarks of Mastercard International Incorporated

Prior to June 2019, our Product Terms were available in PDF form.

Life’s better on the Upside

Up acknowledges the Wurundjeri Woi-wurrung and Bunurong Boon Wurrung people of the Eastern Kulin Nation as the traditional custodians of the land where we build and create. We recognise their deep creative connection to Country, and want to continue this notion of play and knowledge sharing. Aboriginal and Torres Strait Islander sovereignty was never ceded, this continent always was and always will be Aboriginal land.

We Pay The Rent

Up is a brand of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178, AFSL and Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550.