A great rate with the smartest home loan to date.
A great rate makes for an easy choice. Get set up with Up Home and control the life of your loan with our powerful auto-saving features and system-wide integration. Experience our award‑winning home loan today.
Free Offsets & Redraw.
Get up to 50 Savers and a joint Spending account that all automatically flip into free 100% offsets. Enjoy free redraw and no application, setup, monthly or annual fees.
Auto-Saving Integration.
Inject your loan with system-wide integration and auto-saving features that help you pay off your loan sooner.
100% Digital.
Complete your application in-app and we’ll handle the rest. Manage your entire loan on your phone, from the couch or on the go.
Meet our Up Home Guides.
Our expert Up Home Guides are here to help you get set up without a fuss. Chat with our locally based team in-app via the Talk to Us tab today.
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A first-class experience.
Winner of the 2024 Mozo Expert Choice Award for the best ‘offset home loan’ on the market.
![Mozo Experts Choice Award 2024: Offset Home Loan Winner](/static/mozo-award-6af49eacb09edf4053faecc23f0c3a21.png)
Upgrade your Home Loan
The Finer Details
Home loan words can be… a lot. Check out our plain English guide if anything on this page could use a little explanation.