Terms & Conditions

Your deposits with Up are protected under the Financial Claims Scheme.

By signing up to the Up service you agree to the:

The Banking Code of Practice applies to your Up accounts.

Up subscribes to the ePayments Code .

If you are joining Up using an invite code or invitation as part of a promotion or our Hook Up a Mate program our Hook Up a Mate conditions apply.

For full terms and conditions around our weekdaily Perk-up coffee promotion see here, or for our weekly Happy Hour food & drink promotion see here.

Up High Early Access terms and conditions here. For the full Up High subscription offering (launching in the first half of 2025) see terms and conditions here.